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Says Who? cover
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So they reckon you missed the SMSF property boat

Says Who?

How to own property inside your super without borrowing a single cent.

Have a listen First 45 seconds of the audiobook · 3:55 in full
Getting in 28 chapters 59 pages Australian edition 2026–27 Ebook · Audiobook · Calculator

The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you think closed is standing wide open.

Two of the five scenarios in this book lose to leaving your money alone. Both are in here, with the numbers.

What's inside

  • What $200k, $400k or $700k actually buys
  • Whether a self-managed fund is even worth it at your balance
  • Short-stay or a normal tenant, and the 55% break-even
  • How one property becomes three
  • Twenty-five years, modelled honestly — including where it loses

How it's laid out

Part oneWhat's actually still allowed
Part twoYield is the whole game now
Part threeFinding the right one
Part fourMaking it earn
Part fiveOne becomes three
Part sixThe finish line

The honest bit

Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.

Keep going

Others in this collection

So they took your super loan away…

But Did They?

Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lend…

So they shut the door on property in super…

Not The Farm.

Farmland in a genuine primary production business is business real property. Your fund can buy it, borrow for …

So your balance won't stretch to a property…

Not Alone.

Most Australians don't have enough in super to buy a property alone. Co-ownership is the way in — and one stru…

Ask the handbooks
Ask me anything about the handbooks — what's in them, which one fits your situation, or what a rule actually means. I'll point you to the right book and chapter.

I can't give you financial advice, and I won't try.

General information only — not financial advice.