Now What?

The plain-English handbook for paying off your super fund's property years early.

Have a listen First 45 seconds of the audiobook · 4:17 in full

Making it pay 28 chapters 71 pages Australian edition 2026–27 Ebook · Audiobook · Calculator

You bought a property inside your super with a loan. Now you're on your own with a debt that will quietly take half a million dollars out of your retirement.

One email to your lender is worth more than $120,000 on the worked example. Most people have never heard of it.

What's inside

Why the bank gets the first decade, and what to do about it
The instruction that stops your lender quietly undoing your lump sum
Repairs or improvements — the line that can cost you your fund
Airbnb or a normal tenant, with the occupancy break-even
Doubling down: what $1,000 a year actually buys you

How it's laid out

Part oneWhat you actually own

Part twoThe maths, made simple

Part threePaying it off years early

Part fourMaking it earn more

Part fiveAdding value

Part sixHow it ends

The honest bit

Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.

Keep going

Others in this collection

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Ask the handbooks

Ask me anything about the handbooks — what's in them, which one fits your situation, or what a rule actually means. I'll point you to the right book and chapter.

I can't give you financial advice, and I won't try.

General information only — not financial advice.