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Not All Of It. cover
$19.95 41 pages · PDF
  • The ebook — 41 pages, PDF
  • The audiobook — 3:29, MP3
  • The calculator — yours to keep, works offline
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So they're coming for it at the end

Not All Of It.

Getting the money out — pensions, the new tax, and what happens to it all after you.

Have a listen First 45 seconds of the audiobook · 3:29 in full
Getting out 20 chapters 41 pages Australian edition 2026–27 Ebook · Audiobook · Calculator

Every other handbook builds something. This one is about getting it out — and the liquidity problem nobody warns you about until it's too late to fix cheaply.

The example fund holding one building runs out of cash at age 89. It needs 62% of the fund in liquid assets to survive thirty years of rising minimums.

What's inside

  • Minimum drawdowns from 4% to 14%, against rent that doesn't rise as fast
  • Division 296 — realised earnings only, and why it's calmer than the panic
  • The transitional cost-base reset, and the deadline to elect it
  • Selling in pension phase, and choosing the year
  • Death benefits, liquidity, and how the property leaves the fund

How it's laid out

Part oneThe rules at the end
Part twoThe liquidity problem
Part threeDivision 296
Part fourAfter you

The honest bit

Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.

Keep going

Others in this collection

So you just got your first SMSF property…

Now What?

You bought a property inside your super with a loan. Now you're on your own with a debt that will quietly take…

So they reckon you missed the SMSF property boat…

Says Who?

The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…

So they took your super loan away…

But Did They?

Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lend…

Ask the handbooks
Ask me anything about the handbooks — what's in them, which one fits your situation, or what a rule actually means. I'll point you to the right book and chapter.

I can't give you financial advice, and I won't try.

General information only — not financial advice.