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The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
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So your balance won't stretch to a property
How to buy property with your super fund and somebody else, without breaking the rules.
Most Australians don't have enough in super to buy a property alone. Co-ownership is the way in — and one structure lets your fund buy the other half later.
With residential held as tenants in common, your fund can never buy your share. With a 13.22C trust, it can. That single difference decides the whole strategy.
Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.
Keep going
The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lend…
Farmland in a genuine primary production business is business real property. Your fund can buy it, borrow for …
General information only — not financial advice.