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But Did They? cover
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So they took your super loan away

But Did They?

You can still borrow inside your super. Just not for houses.

Have a listen First 45 seconds of the audiobook · 4:18 in full
Getting in 24 chapters 50 pages Australian edition 2026–27 Ebook · Audiobook · Calculator

Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lenders writing the business today.

If you own a business, your fund can buy your premises and lease them back to you. The rent isn't a contribution, so it doesn't touch your caps.

What's inside

  • What business real property actually means, and what quietly fails
  • Turning $500k of super into a $900k asset
  • Rent that covers the repayment from year one
  • Becoming your own landlord — and the lease that keeps you out of trouble
  • $1.57m of rent moved into super, uncapped

How it's laid out

Part oneThe rule that changed everything
Part twoThe money
Part threeThe business owner's version
Part fourChoosing the building
Part fivePaying it off years early
Part sixThe finish line

The honest bit

Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.

Keep going

Others in this collection

So they reckon you missed the SMSF property boat…

Says Who?

The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…

So they shut the door on property in super…

Not The Farm.

Farmland in a genuine primary production business is business real property. Your fund can buy it, borrow for …

So your balance won't stretch to a property…

Not Alone.

Most Australians don't have enough in super to buy a property alone. Co-ownership is the way in — and one stru…

Ask the handbooks
Ask me anything about the handbooks — what's in them, which one fits your situation, or what a rule actually means. I'll point you to the right book and chapter.

I can't give you financial advice, and I won't try.

General information only — not financial advice.