Says Who?
The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
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So they took your super loan away
You can still borrow inside your super. Just not for houses.
Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lenders writing the business today.
If you own a business, your fund can buy your premises and lease them back to you. The rent isn't a contribution, so it doesn't touch your caps.
Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.
Keep going
The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
Farmland in a genuine primary production business is business real property. Your fund can buy it, borrow for …
Most Australians don't have enough in super to buy a property alone. Co-ownership is the way in — and one stru…
General information only — not financial advice.