Says Who?
The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
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So they shut the door on property in super
The one property your super fund can buy, borrow for, and let you live on.
Farmland in a genuine primary production business is business real property. Your fund can buy it, borrow for it, and buy it from your own parents.
If the farm qualifies, a member can live in the farmhouse. There is no other circumstance in Australian superannuation where that's true.
Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.
Keep going
The August 2026 ban was on borrowing. It was never on owning. If your fund can buy outright, the door you thin…
Commercial property borrowing was never banned. Shops, warehouses, storage sheds — still borrowable, from lend…
Most Australians don't have enough in super to buy a property alone. Co-ownership is the way in — and one stru…
General information only — not financial advice.