Not Like That.

What the ATO actually permits, what it is chasing, and whether the numbers even work.

Have a listen A short sample of the audio briefing

Making it pay 18 chapters 71 pages Australian edition 2026–27 Kindle · Paperback · Free calculator

Property development inside super is legal. The ATO has said so twice, in writing. It has also published two documents about the arrangements it is hunting.

The honest return on the worked development is 5.5% a year. Leaving the money alone returns about 7%. This is the shortest book in the series for a reason.

What's inside

The ATO's actual position, and why everyone thinks it's banned
The arrangements being hunted — SMSFRB 2020/1 and TA 2023/2
Trading stock, GST and the tax treatment that sinks most models
Using a related builder without creating non-arm's length expenditure
Why a 24% overrun turns the project into a loss you cannot borrow out of

How it's laid out

Part oneWhat's actually allowed

Part twoThe arrangements being hunted

Part threeIf you do it anyway

Part fourThe numbers

The honest bit

Every handbook in this series shows you where the strategy loses, not just where it wins. If the numbers don't beat leaving your money alone, the book says so plainly and shows you the comparison. That's the whole point of them.

Keep going

Others in this collection

So you just got your first SMSF property…

Now What?

You bought a property inside your super with a loan. Now you're on your own with a debt that will quietly take…

$9.95 Look inside

Ask the handbooks

Ask me anything about the handbooks — what's in them, which one fits your situation, or what a rule actually means. I'll point you to the right book and chapter.

I can't give you financial advice, and I won't try.

General information only — not financial advice.